Business Banking

Banking Built for Canadian Business

From sole proprietors to growing teams — Paytrion Business gives you the financial tools to operate, grow, and scale without the big-bank overhead.

No monthly fees Approved in 1 business day Unlimited transactions

Powerful Tools for Every Business

Everything your business needs to manage money, pay people, and grow faster.

Free Business Account

No monthly fees, no minimum balance. Keep your operating costs lean from day one.

Real-Time Cash Flow

Live dashboards showing income, expenses, and projections — all in one place.

Team Access Controls

Add employees with custom roles and spending limits. Full control, full visibility.

Global Payments

Send and receive payments in 30+ currencies with competitive FX rates.

Instant Payroll

Pay your team instantly via Interac or direct deposit — no delays, no errors.

Automated Bookkeeping

Automatic categorization and export to QuickBooks, Xero, and FreshBooks.

Business Visa Cards

Issue physical and virtual cards to your team with per-card spending limits.

CDIC Insured

Business deposits protected up to $100,000 by the Canada Deposit Insurance Corporation.

Built for Your Business Type

Startups & Scale-ups

Launch fast with a free account, multi-user access, and integrations with the tools you already use.

  • Instant account opening
  • Venture-friendly features
  • Cap table-ready reporting

Freelancers & Consultants

Separate business and personal finances effortlessly with smart transaction tagging.

  • Invoice tracking
  • Tax-ready exports
  • Expense categorization

Retail & E-Commerce

Accept payments online and in-store with Paytrion's integrated merchant solutions.

  • Shopify & WooCommerce sync
  • Multi-location support
  • Same-day settlements

Up and Running in 4 Steps

01

Apply Online

Complete your application in under 10 minutes with business registration documents.

02

Get Verified

Our compliance team reviews and approves most applications within 1 business day.

03

Set Up Your Team

Invite team members, assign roles, and issue cards — all from the dashboard.

04

Connect Your Tools

Integrate with your accounting software, payroll system, and payment providers.

Start Banking Smarter Today

Join thousands of Canadian businesses already on Paytrion.